Insurance for Self-Employed Workers
Protections Available
Self-employed individuals working from home can benefit from comprehensive coverage for:
- Accounts receivable
- Loss of money (for example, theft or embezzlement)
- Loss of income
- Records and valuable documents
- Property for professional use, such as a laptop computer
- Civil liability
Standard Home Insurance Is not Enough
If you work from home, you need home insurance that truly meets your needs.
Standard home insurance policies do not provide the type of coverage required by professional activities require. For example:
- They impose limits on property used for professional purposes, such as computers and fax machines.
- Your civil liability as a self-employed worker is not covered if a customer is injured in your home, or if you cause material damage to a customer’s property.
- In the event of a claim, they do not provide compensation for loss of income or relocation costs.
Advantages
- 24/7 emergency service and quick claim settlements
- Low premiums
- Flexible payment terms (up to 12 instalments, with no fees or interest)
- Option of paying by cheque or pre-authorized payments
To get an insurance quote for self-employed individuals working from home, contact us.
Self-Employed Individuals Working in a Commercial Setting
If you work in a commercial setting, opt for our Business Insurance, which is tailored to your needs.
Protection Available
In the event of a claim, Business Insurance provides:
- Compensation for loss of income
- Coverage against damage to your company property
- Compensation to help you continue operations after a loss
- Compensation for losses from burglary, embezzlement, or theft of money
- Civil liability coverage
You can also insure your business vehicles.
Advantages
- 24/7 emergency service and quick claim settlements
- Low premiums
- Flexible payment terms (up to 12 instalments with no fees or interest)
- Option of paying by cheque or pre-authorized payments
To get an insurance quote for your business, contact us.